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IMPORTANT: THE LINKS CONTAINED IN THIS SITE WILL TAKE YOU TO OTHER
SITES OF (FINANCIAL) INTEREST ON THE INTERNET. BY FOLLOWING THEM,
YOU WILL BE LEAVING THE SCOTIAMCLEOD AND MARCHAND-KRUCZYNSKI
GROUP WEB SITES. SCOTIAMCLEOD AND THE MARCHAND-KRUCZYNSKI GROUP
ARE IN NO WAY RESPONSIBLE FOR ANY CONTENT THAT YOU ENCOUNTER BY
FOLLOWING THESE LINKS.
IMPORTANT: THIS NOTICE GOVERNS USE OF THIS WORLD WIDE WEB SITE
("SITE") MKGSCOTIAMCLEOD.COM. BY ACCESSING THIS SITE, YOU AGREE TO
THE FOLLOWING TERMS. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT
ACCESS THIS SITE.
1. This site contains information regarding the products and services of the private client
investment services of Scotia Capital Inc., referred to as "ScotiaMcLeod" in this site.
2. Information in this site regarding services and products of ScotiaMcLeod is applicable
only in jurisdictions where such services and products may lawfully be offered for sale
and is void where prohibited by law. If you access this site from outside Canada, you
are responsible for compliance with local, national and international laws. Not all
products and services are available across Canada or in all countries. All ScotiaMcLeod
products and services are subject to the terms of applicable agreements. Descriptions
of ScotiaMcLeod products and services in this site may include accompanying legal
disclaimers, restrictions and disclosures of importance. You are deemed to have notice
of them regardless of you ruse of down loading of only a part of this site.
3. This site is established solely for the exchange of information. It may not be used to
place, buy or sell orders for securities or commodities or to give instructions regarding
accounts maintained by any user with ScotiaMcLeod. For information regarding your
existing accounts, contact your relationship manager.
4. Use of this site is not intended and shall be deemed not to create any legal relationship
of whatsoever kind between the user and ScotiaMcLeod or to amend or vary any existing
legal relationship.
5. This site, including the facts, data, information and other contents contained in it, is not
intended to be:
1. comprehensive or detailed statement concerning the matters addressed;
2. investment, tax, banking, accounting, legal or other professional or expert advice;
3. an offer to sell or buy or a recommendation to buy or sell any stock, bond or other
financial instrument,
and every user of this site is advised to seek professional advice before acting or
omitting to act on any part of the site. Many factors affect the applicability of any
statement or comment made in this site to any user's particular circumstances.
Important information about mutual funds is contained in their simplified prospectus.
Obtain a copy of it from your Investment Executive and read it carefully before
investing. Mutual funds are not guaranteed; their unit values, yields and investment
returns change frequently and past performance may or may not be repeated.
6. This site may include forward-looking statements about objectives, strategies and
expected financial results of members of the Scotiabank Group. Such forward-looking
statements are inherently subject to uncertainties beyond the control of the members
of the Scotiabank Group, including but not limited to economic and financial conditions
globally, regulatory development in Canada and elsewhere, technological developments
and competition. The users of this site are cautioned that the member's actual
performance could differ materially from such forward-looking statements.
7. ScotiaMcLeod and/or its affiliates and/or their respective officers, directors or
employees may from time to time acquire, hold or sell securities and/or commodities
and/or commodity futures contracts mentioned in this site as principal or agent.
ScotiaMcLeod and/or its affiliates may have acted as financial advisor and/or underwriter
for certain of the corporations mentioned in this site and may have received and may
receive remuneration for same.
8. Although ScotiaMcLeod believes the content of this site to be correct, it makes no
warranty or representation as to the correctness or completeness of such information.
Information in this site is subject to change without notice. ScotiaMcLeod does not, and
does not intend to, and expressly disclaims any duty to, update or correct information on
this site.
9. World wide web sites accessed by hypertext links ("hyperlinks") appearing in this sites
have been independently developed by parties other than ScotiaMcLeod and
ScotiaMcLeod has no control over information in any hyperlinked site. ScotiaMcLeod is
providing hyperlinks to users of this site only as a convenience. ScotiaMcLeod makes no
representation and is not responsible for the quality, content or reliability of any
information in any hyperlinked site. The inclusion of any hyperlink in this site should
not be construed as an endorsement by ScotiaMcLeod of the information in such
hyperlinked site and does not imply that ScotiaMcLeod has investigated, verified or
monitored the information in any such hyperlinked site. Should you wish to inquire about
creating a link from your world wide web site to this site, or about the use of names of
members of the Scotiabank Group, contact ScotiaMcLeod marketing via email at:
caroline_dabu@scotiacapital.com or dan_wright@scotiacapital.com for written
authorization. The listing of an organization in this site should not be construed as an
endorsement of its services or products.
10. The reference to any independent organization should not be construed as an
endorsement by ScotiaMcLeod of such organization's services or products.
11. Reuters and other "feed" services are not related to an are independent of
ScotiaMcLeod. ScotiaMcLeod is providing information from Reuters and other "feed"
services to you as a convenience. ScotiaMcLeod did not investigate or verify any such
information and the inclusion of any such information does not imply that
ScotiaMcLeod endorses it. ScotiaMcLeod makes no representation as to the accuracy
of such information.
12. Reuters content is the intellectual property of Reuters Limited. Any copying,
republication or redistribution of Reuters content, including caching, framing or similar
means, is expressly prohibited without the prior written consent of Reuters. Reuters
shall not be liable for any errors or delays in content, or for any actions taken in reliance
thereon. Reuters, the Reuters Dotted Logo and the Sphere Logo are registered
trademarks of the Reuters group of companies around the world. To the extent
permitted by law, ScotiaMcLeod shall not be liable for any damages suffered or incurred
by the user of this site or any third person arising out of any faults, interruptions or
delays in the ScotiaMcLeod site or the Reuters Services and any inaccuracies, errors
or omissions in the guarantees or representations (in this paragraphs called
"Warranties") as to merchantability, fitness for a particular purpose or other warranties,
whether express or implied, in law or in fact, oral or in writing. All software is provided
"as is" without any representations of Warranties. Each user hereby acknowledges that
is has not relied upon any representations or Warranties of ScotiaMcLeod or Reuters
Information Services (Canada) Limited.
13. This site is not a secure medium for communication. Any confidential, proprietary or
sensitive information transmitted by a user by means of this site may be read and
copied by unauthorized persons.
14. Copyright in the content of this site, including the screens displaying the pages and
their arrangement, is owned by The Bank of Nova Scotia, unless otherwise indicated.
All rights reserved. Users of this site may copy this site for their own personal use but
without the prior written permission of ScotiaMcLeod may not republish or reproduce
any substantial part of this site in any manner whatsoever, including electronically
reproducing this site by "uploading", "downloading" or "accessing" this site onto the
Internet or any other local or international computer system and any such unauthorized
use constitutes copyright infringement. Any report included in this site may not be
reproduced in whole or in part, or referred to in any manner whatsoever, nor may the
information, opinions and conclusions contained in it be referred to without in each case
the prior express consent of ScotiaMcLeod. Use of any software down loaded from this
site is governed by the terms of any license agreement provided with that software.
15. The display of trade marks in this site does not imply that a license of any kind has
been granted. All service and product names are trademarks of their respective owners.
The Bank of Nova Scotia is the owner of the Canadian trademarks ScotiaMcLeod; Scotia
Capital; Flying S, ScotiaMcLeod & Design; Flying S, Scotia Capital & Design;
ScotiaMocatta; Scotiabank and Scotia, and has additional trademarks and service
marks in Canada and other countries, designated by the symbols ® and Ô for registered
and unregistered marks respectively. Scotia Capital Inc. is an authorized user of the
ScotiaMcLeod mark and the Flying S, ScotiaMcLeod & Design marks. The ScotiaMocatta
trademark represents the bullion and base metals businesses of The Bank of Nova Scotia,
operating under the marketing name of Scotia Capital. The symbol * identifies trademarks
owned by Scotia Capital Inc. unless otherwise indicated. The Scotiabank Group refers to
The Bank of Nova Scotia and its subsidiaries.
16. ScotiaMcLeod and the operator of this site expressly disclaim any liability for losses
or damages, whether direct, indirect, special, or consequential, or other consequences,
howsoever caused, arising out of the use of this site or any reproduction of this site,
whether authorized or not. By accessing this site, each user of this site releases claims
and proceedings for such losses, damages or consequences.
16. Canadian laws apply to this site and to the use of this site by any user, notwithstanding
the domicile, residence or physical location of the user. The user of this site submits and
attorns to the exclusive jurisdiction of the courts of the Province of Ontario to determine
any proceeding arising out of the use of this site.
17. The links contained in this site will take you to other sites of (financial) interest on the
web. By following them you will be leaving the ScotiaMcLeod web site. ScotiaMcLeod is
in no way responsible for any content that you encounter by following these links.
18. All insurance products are sold through ScotiaMcLeod Financial Services (Ontario) Inc.
ScotiaMcLeod Financial Services (Ontario) Inc. is an insurance subsidiary of Scotia
Capital Inc., a member of the Scotiabank Group. When discussing Life Insurance Products,
ScotiaMcLeod Investment Executives are acting as Life Underwriters representing
ScotiaMcLeod Financial Services (Ontario) Inc. Commissions, trailing commissions,
management fees and expenses all may be associated with mutual fund investments.
Please read the prospectus before investing. Mutual funds are not guaranteed, their values
change frequently and past performance may not be repeated.
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