KWM specializes in several fundamental areas; wealth preservation and
growth, risk management, advanced financial planning, estate planning
and charitable giving. Along with a team of experts, KWM provides:

a) complete equity and fixed-income investment services;
b) consultation, development and execution of retirement, estate, tax,
    education and investment plans;
c) fee-based investing programs that offer an alternative to commission-
    based trading;
d) mutual funds;
e) retirement products including RRSP's, RRIF's and annuities; and,
f) insurance products

We follow a Strategic Investment Approach™ that translates our client's 
personal and financial needs into financial clarity, freedom and achievement.
This proprietary process helps to clarify our client's financial future and 
provides the foundation for a life of personal abundance.

The model below outlines the Strategic Investment Approach™:

Fact Finding (top of page)

We will work with you to understand and analyze your financial and life goals
in order to guide future planning and simplify the decision making process.

Investment Consulting Process (top of page)

Armed with the knowledge of your goals, needs and wants, we will use our
four-step method to create a personalized portfolio suited to achieving
your goals. We'll consider the following elements when determining 
securities and financial products right for you to tailor your portfolio to
your unique situation:

- Market Analysis - we will consider an overview of broad-based market
  and macroeconomic events.
- Sector Analysis - we will examine sector trends.
- Technical Analysis - we will track momentum and pricing trends.
- Fundamental Analysis - we will review a company's management, financial,
  health and business strategy.

Insurance and Estate Planning (top of page)

We will review your estate plan and your objectives including your will and
insurance policies.

Succession Planning (top of page)

In cases of business interests, it is critically important to ensure a smooth
transition to the next generations of owners. We will work with you to 
succession plan effectively.

Legacy Planning (top of page)

Understanding your charitable, family and estate needs will help to create a
vibrant and sustainable personal legacy plan and to ensure your goals and
intentions are met.

Tax Reporting (top of page)

We will work closely with your tax professional to review your investment-
related tax considerations and analyze various tax minimization strategies
in an effort to reduce your taxes.

Review and Refinement (top of page)

Just as our lives and situations change, so must a good plan. We will meet 
with you to regularly review your financial progress and ensure your portfolio
results are aligned with your objectives. We provide detailed analysis of
future opportunites and challenges so you always know where you're
headed.